Published by the FinTech Association of KenyaSubscribe

The method

Every substantial story begins with something visible and asks what larger system is quietly being revealed.

Behaviour beforeAdoption

What customers, merchants and informal operators are already doing that product teams haven't understood.

Infrastructure beforeScale

The rails, standards and identity systems that determine who can build, connect and compete.

Policy beforeEnforcement

Draft provisions and appointments that change the probability of what comes next.

Friction beforeFailure

Where consumers compensate for a system that technically works but practically disappoints.

Power beforePublicity

Who gains control over data, pricing, identity and access when a technical change lands.

Portrait: the person designing, regulating or operating the system

Inside the Rails

Conversations with the people designing, regulating and operating financial systems

Long-form interviews with governors, builders and policymakers, including former Central Bank of Kenya governors on the decisions that shaped the system everyone now takes for granted.

Watch the series

The newsletter

Read it before consensus.

Rain is easy to report once the streets are wet. Our work begins before then.

Free. Weekly. Governed by the Editorial Independence Charter.

Precursor Studio

Partner with Precursor

Reach a concentrated professional audience across African finance, through clearly labelled partnerships that never buy editorial influence.

Download the media kit