Terms of Use

Who we are

Precursor (precursor.africa) is published by the Fintech Association of Kenya (FINTAK, we, us). These terms govern your use of the site and everything it offers, including accounts, subscriptions and paid reports.

By using Precursor you agree to these terms. If you do not agree to them, please do not use the site.

Your account

Some features, such as saved reading, subscriptions and paid reports, need an account. Give accurate details when you register and keep them current.

Keep your sign-in details to yourself and do not share them. You are responsible for what happens under your account. An account is for one person and is not transferable.

Subscriptions, payments and reports

Some content and reports are paid. We show the price before you pay. Payments are handled by our payment partner, Paystack; we do not see or store your full card or mobile-money details.

Access to paid content is personal to you, for your own professional or personal use, and may not be shared or transferred. Where refunds are offered, they follow the terms shown at the time of purchase.

Using Precursor

You may read our journalism and refer to it for your own use. Short quotation with clear attribution and a link back is welcome.

You may not republish, redistribute, sell or systematically copy our content; collect it by automated means such as scraping; frame or mirror the site; or get around, or share access to, paid content.

Our content and rights

The content on Precursor — words, images, data, charts and design — belongs to FINTAK or its licensors and is protected by copyright and other laws.

We give you a limited, personal, revocable permission to read it under these terms. All other rights are reserved.

Editorial standards and corrections

Precursor reports under its Editorial Independence Charter and fixes mistakes under its Corrections policy, both linked below. If you think we have got something wrong, tell us.

Links to other sites

Precursor links to other websites and services that we do not control and are not responsible for. Following those links is at your own risk.

Not financial or professional advice

Precursor publishes journalism and analysis, not financial, investment, legal, tax or other professional advice. Nothing on the site is a recommendation to buy, sell or hold anything, or to take any particular decision. Make your own decisions and take professional advice where you need it.

The site is provided as is

We work to keep Precursor accurate and available, but the site is provided on an as is and as available basis, without warranties of any kind. We do not promise that it will always be uninterrupted, error-free or free of harmful components.

Limitation of liability

To the fullest extent the law allows, FINTAK is not liable for any indirect, incidental or consequential loss, or for any loss arising from your reliance on the content of the site or from your use of, or inability to use, it. Nothing in these terms limits any liability that cannot be limited under Kenyan law.

Changes

We may update the site, our services and these terms from time to time. Material changes to the terms take effect when we post them here, with the date shown above. If you keep using Precursor after a change, you accept the updated terms.

Governing law

These terms are governed by the laws of Kenya, and the courts of Kenya have jurisdiction over any dispute, without affecting any mandatory rights you have under Kenyan law.