FINTAK PositionCopia Global’s failed administration, Miwani Sugar’s 25-year receivership, and Uchumi’s costly recovery process expose a deeper problem in Kenya’s insolvency system. Companies can spend years under administration while assets deteriorate, professional fees accumulate, and creditors wait for payment. As more technology businesses enter distress, the question is whether Kenya’s insolvency practitioners, regulators, and courts can demonstrate how much value they preserved, what their interventions cost, and how much money creditors actually recovered.
Policy & Regulation · 6 Nov 2026 · 13 min read
OpinionKenya’s economy expanded by 5.2 percent in the first half of 2026, yet two-thirds of Kenyans surveyed say their household finances are worse than before the 2022 election. Rising food prices, payroll deductions, government waste and expensive credit have widened the gap between economic growth and living standards. With the August 2027 election approaching, the government faces a test that GDP figures alone cannot answer: whether economic gains can reach the households paying for them.
Kenya we want · 6 Nov 2026 · 13 min read
First Reading.Africa earns billions of dollars from exports to Europe, yet its importers struggle to access that liquidity when paying suppliers in China. The money is scattered across European correspondent banks, where fragmented accounts, compliance checks and slow settlement turn available dollars into costly delays. New payment infrastructure could help close the gap between where Africa earns its foreign currency and where it needs to spend it.
Payments · 6 Nov 2026 · 15 min read
First Reading.Kenyan lenders spent the past decade putting sleek smartphone screens over batch-era settlement switches. I&M Bank’s deal with New York’s Otoma marks the point where front-end polish hits a back-office wall, forcing boards to replace the plumbing that traces, clears, and reverses digital money.
First Reading · 31 Oct 2026 · 11 min read
Practitioner viewThe world's biggest banks have spent a decade shrinking to grow, exiting whole countries to concentrate capital. The same surgery, done at product level, is where most African banks flinch, because killing a product cleanly is harder accounting than launching one.
Thought Leaders · 30 Oct 2026 · 4 min read · Paid
IndependentThe largest capital build-out in the history of computing is hunting for enterprise revenue, and African banking is the next licence market. The pilots impress. The income statements barely move. What separates the two is not technology but capital allocation.
Thought Leaders · 28 Oct 2026 · 5 min read · Paid
OpinionGenerative AI is already automating the writing, coding, research and administrative work that once gave graduates their first step into formal employment. Kenya’s education system therefore faces a more immediate challenge than teaching students how to use chatbots. It must decide which human skills will still command value when machines can produce the assignment, draft the memo and increasingly perform the job itself.
Policy & Regulation · 28 Oct 2026 · 18 min read
OpinionEight state-linked funds carried Kenya Pipeline for 237 days, sold a near-control stake to Dangote for less than a Treasury bill would have paid, and no regulator has asked why in public.
Africa Business Stories · 27 Oct 2026 · 21 min read
First Reading.Physical cash still dominates African commerce because mobile money built a continent of human ATMs instead of digitizing industry workflows.
Payments · 25 Oct 2026 · 15 min read
OpinionSection 47 of the Finance Act 2026 empowers the Commissioner to generate your 2026 income tax return directly from eTIMS, withholding schedules, and customs logs before the end of January. Recipients get two months to confirm the figure or prove it wrong, yet the evidentiary record your business will rely on closes for good on 31 December.
Tax & Regulation · 22 Oct 2026 · 12 min read
Precursor Executive Classroom𝑻𝒉𝒆 𝑪𝒂𝒔𝒆 𝑹𝒐𝒐𝒎: KRA matched a rice importer's customs entries against its purchase ledger and found shipments missing from the books. The company said it had sent documents. The Tax Appeals Tribunal asked which documents, and for what.
Tax and financial judgement · 22 Oct 2026 · 4 min read · Paid
Precursor Executive Classroom𝑻𝒉𝒆 𝑪𝒂𝒔𝒆 𝑹𝒐𝒐𝒎: A Nairobi drum trader said he was only an agent, and that fire and a vanished accountant had taken his proof. The Tax Appeals Tribunal asked for evidence of the agency, the fire and the accountant, and found none.
Tax and financial judgement · 22 Oct 2026 · 4 min read · Paid